1. What This Website Is
Kearny Residents Directory is a privately operated reference. It describes and links to public rolls, record indexes, and historical directory collections connected to Kearny, New Jersey. It does not host government records and has no affiliation with a government office, court, or records custodian.
2. Permitted Use
Use the site only for lawful purposes. You may not use it, or anything found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. External Services
Government portals and third-party services, including sponsored search tools, maintain their own terms and policies. Their content, access, pricing, and data practices are outside our control.
5. Service Disclaimer
The service is offered "as is" and "as available," without warranties. We cannot promise that material is accurate, complete, or current, or that an external portal will remain available or produce a particular result.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Site Materials
The site’s original writing, design, logo, and layout are protected by copyright. Links and short attributed quotations are welcome; systematic copying or full-page republication is not permitted.
9. Changes to These Terms
We can revise these terms by publishing an updated version here. Continued use signals acceptance of the revision.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Governing Law
These terms are governed by the laws of New Jersey, without regard to conflict-of-law principles. Public-record access discussed in this reference is subject to the New Jersey Open Public Records Act, N.J.S.A. 47:1A-1 et seq., and its exemptions.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Questions about these terms go through the Contact page.